Hahaha! I didn’t have anything on my plate during work so I was able to plan all of my projected payments to my loan and credit card including plans for overhauling my car. It was very very hard to plan when you don’t have enough financially so I’m very thankful that I got a salary increase just this month thus I can now pay and overhaul my car without sacrificing my financial responsibility. Obviously I cannot just pay them all right away but I’m already excited on getting out-of-debt on the next few months!