I checked my credit report last month and it was 555!!! WOW.. that really sucks!!! I have 4 negative accounts! and my credit cards are almost to the limit!!

I decided to make a payment on my two credit cards to have my debt be less than 60%. I know it’s just the beginning but I hope it helps!!

Next step, payin off some of those damn negative accounts! UGH HATE IT! Especially because 3 of them I opened for other people =(