I’m saving up for a car! My boyfriend and I have a 2004 Chevy Impala that we got from a buy-here pay-here lot in April 2009 because our credit is terrible and we had trouble getting a vehicle from a real dealership. We still owe about 3,000 on it and will have it paid off by November 2010. It has about 139 K miles on it. We’ve already had to do 800$ in car repairs. It’s got a lot of miles on it and sounds like it’ll break down soon. I’ve been trying to save up for a car, but things always seem to come up. It’s so hard. I’ve tried to open up a savings account but again.. something came up that I had to use that money towards. I’ve always had trouble with having a bank account and getting overdraft fees due to not balancing my money correctly until recently. I just started using a checkbook balance and it’s really helped me stay on top of my finances. I have saved 80$ so far from my last paycheck and get paid again this week, in which I hope to save another 20-40$. I get a financial aid grant in a month or two which will be about 2,800$ which I receive once a year. I get about 4-500$ as a grant every 4 months as well. I don’t think it’s realistic to think that I will save up ALL the extra money I have because I’m a full time, independent student and have A LOT of bills but I will stop putting it off because I need this. My goal is to save up enough money for at least 60-75% of the sticker price for a car. I want to do this so I can get financed for the rest of it and build my credit. I think that’s a manageable goal.