Altonece is doing the damn thing.
I anticipate that paying off more a little less than half will help to increase my credit score as well. I really want to get to 720. We will see what happens. I am also considering canceling at least 2 of these cards because they have annual fees. it makes no sense to pay for a credit card. Especially when I can get one with a better interest rate w/out the annual fee. So one step at a time. I figure if I pay it off, and then leave it until the end of the year, that will be enough time for me to reap the benefits of a low debt to credit ratio. We will see…I plan to keep with the plan.