I’m a cancer survivor. My current life insurance policy was bought before I was diagnosed, and will expire within the next few years. At that point we’ll have to replace it with a new policy that will have much higher premiums.

I was just listening to The Dave Ramsey Show. One of his callers is a millionaire and asked if he still needed to carry life insurance. As it happens, the answer was no. If he were to die tomorrow, his wife would be taken care of because they’d made all the right decisions and sacrifices to get where they are and made insurance unimportant.

If I die before my wife, I want to know that she will be in good hands. Because of my special situation, building our personal wealth is the best way to do that.