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Start a Roth IRA (read all 7 entries…)
A More Concrete Plan

After researching, I’ve found that my favorite option out of the two I was considering (T. Rowe Price vs. Vanguard) requires a minimum of $1000 to open. From my research, I’ve been looking for an no-load index kind of fund, and the T. Rowe Price Roth seems to have a lot more foreign investments made – which makes the fund more risky than the Vanguard. While I like that, because I would like my financial decisions to reflect my idea of being a global citizen, I’m still at a loss for which to finally pick. In the end, since I just finished my emergency fund, I can start saving at least a thousand for this goal, too. So that deters me a lot longer than June, seeing as I have a grand total of $0 saved for it so far.

I dunno when I will reach that thousand, whether it will be by the end of this year or the beginning of the next, but it’s still on my goals list. Going to make a separate bank account today to start saving up. Wish me luck!



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