Working and been putting little by little away and saving and when I hit 1,000 dollars I take it and put it against my credit card. So far, I am down to owing only 6k now! wooohooo!!!

As a treat hubbie and I are going on vacation in September. I am hoping to clear all of this away by the end of the year and this year is looking very promising that I can finally complete this goal. THanks for the cheers and the comments!!