yeay… I have $320 now saved. Eventually it will be $4000, I just know it. I expect that we will pay off our credit cards this month, and then we have to pay for the two cars. After that I can really start to contribute a lot into this account.

Now if hubby gets that new job…. oh, that would be awesome… please honey, have a good IQ and a better personality…

I have gotten to the point that I am very excited about finances instead of put off or scared by them. It is a very nice feeling. If anyone wants some advice, mine would be to make a financial plan and stick to it through hell, highwater, and christmas. It has dramatically improved the quality of my life by lessening my fretting and the arguments my hubby and I had regularly about who spent what.