Sponsored Links

American Express—Savings

americanexpress.com/PersonalSavings     High Yield Savings Account with No Fees and Competitive Rates.

PNC $300 Banking Offer

www.pnc.com/VirtualWallet     Apply for a PNC Virtual Wallet®. Manage Your Finances Online w/ Ease

Capital One ShareBuilder

www.sharebuilder.com/     6.95 Online Trades-Up to $600 Bonus No Minimum to Open Your Account

Top 25 Savings Accounts

savingsaccounts.bankaholic.com/     Compare the Highest Bank Rates Sort by APY, Bank Reviews, Interest

Virtual Physical

www.virtualphysical.com/     Flexible Spending Accounts Accepted Limited Time Offer

Invest in US Oil

www.capitalenergyinvestments.com/     Proven Reserves & Results. Cash Dividends paid Monthly


build up savings

After paying off my loans, I wanted to set a goal for my savings (of which I had none). I basically followed the same process I used for paying off my loans but this time I was taking my monthly leftovers and keeping it.

1) Create a realistic budget for monthly spending

2) It helped me to open a separate bank account in order to really set my savings aside.

3) At the end of every month, I took any budget leftovers + my savings from my paycheck. I got paid only once a month, so I was careful not to drop all my cash toward a different savings account in case of some emergency.

4) Again, I would recommend mint.com or similar services for tracking purposes. Being aware of your overall status with graphs and budget overage alerts is helpful to make you work toward goals, be encouraged to keep at it, and even become competitive about where/how you can save money each month.



I want to:
43 Things Login