Beginnings Here Welcoming 2013 with Open Arms! Here we come!
Not sure if I am going to get there or not.
I dropped it by 50 or so points by using the credit. Still make all my payments so I am not sure what happened.
Really frustrating as I try to learn how and why. I am not paying off my whole card this month, for the first time, in order to “use” the credit. My bank manager said I need to do this to get my score up.
Honestly, what a sham system this is!!! Very frustrating.
