I started fully devoting myself to paying off my debts in September 2011. So far, I think I have paid off around $1,000+ in total, bringing me down to where I am now. My school bill will be fully paid off in about two months, and my Verizon bill should be paid off in a few months as well. Then it’s just the credit cards (3), and one medical bill. It’s a lot of willpower, but this is the biggest issue that’s holding me back from buying a car, moving out of my mother’s house, and just being happy.