Dear 43 Things Users,

10 years after introducing 43 Things to the world, we have decided we have met our last goal: completing the incredible experience that has been 43 Things. Please join us in giving one last cheer to all the folks who have shared their goals with the world, as well as all the people who have worked at The Robot Co-op to build this incredible website. We won a Webby Award, published a book, and brought happiness to a lot of people.

Starting today, 43 Things users can export their goals and entries from the site. Starting August 15, we will make the site “read only”. 43 Things users will still be able to view the site and export their content, but we won’t be taking any new content from users. We hope to leave the site up for folks to see and download their content until the end of the year. Ending on New Year’s Eve takes us full circle.

It has been a long ride (one of our original goals was to "build a company that lasts at least 2 years” - we beat that one!) While we wish the site could live on, it has suffered from a number of challenges - changes in how people use the site, the advertising industry, and how search engines view the site. We wish the outcome was different – but we’ve always been realistic about when our goals are met and when they aren't.

As of today, you will be able to download your goals and entries. See more about that on the FAQ page. Thanks for 10 great years of goal-setting and achieving.

- The Robots.

Export My Content
FAQ
save for retirement
Better late than never

You know those calculations about retirement, how if you invest even a small amount at a young age and stop you’re much better off? I’m sad to say I never really understood retirement even though I tried my best to do so in my early 20’s. I passed up 401k’s and other opportunities due to lack of understanding… Literally opened my first 401k 6 months ago and almost missed THAT opportunity!

What I learned: money that goes into a 401k is pre-tax; what that meant for my husband and I was that we could make contributions to 401k, have less taxes taken out by the government, and still have a decent paycheck to work with. Example- contributing 500 to your retirement doesn’t meant you’ll have 500 less for your paycheck, it might be only 300 less depending on your situation.

Long story short, it is well worth doing… The money never comes into my account so I don’t have that sense of parting with it. It’s easy. And you can always adjust or cut back if you can’t pay your bills. Children are important, but so is your retirement… When you save for your own future you’re also ensuring that your children won’t have to struggle to support you later in life (hopefully).

I have not “completed” this goal because it’s ongoing, but if you want to discuss I’m willing to do so and help if I can (no, my career is not finance).



Comments:

I understand

Working at a credit union, I beat it into the young people’s heads. I try to make them understand. I didn’t. My first real contribution was when I was 30. Even then I didn’t understand how it worked. Once I figured it out I made it my personal goal to explain to everyone else.

Good on you!


 

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