DamiTrice whoa - it's the year of the snake - time still flies!
not to count the chickens before they hatch, but, things going as they have been, LW I will have finished with the credit cards in 2-3 months, and this include my line of credit which I paid off last year (yay!), plus the fact that, although I have used some bits from my savings account, I have kept a pretty good balance. no riches any time soon, but doing pretty well. :)