I enrolled in mint.com and I was able to see where my money was going…$700 for the year at Sephora is crazy! I thought back to what I bought…makeup, skincare, a couple gifts. But mostly stuff that I hardly used. $10k on shopping! I almost passed out. I cant even recall what I have to show for that amount.

I have a hard time saving money…always have. My vice is shopping but if I plan to get ahead, I need to make saving a priority, get real and learn to live within my means. So, (I am staying out of the stores) I am doing the 52 Week Challenge. The idea is to save the dollar amount per week of the year. So January would be $15 ($1 for week one, $2 for week two and so on). By the end of the year I will have over $1300 saved. I started and put in $100 in for January as a jumpstart. It felt good and its easy. I also added the appropriate amount to my monthy budgets for the year as a bill. If I can add more I will but I am making an agreement with myself to add at least each weekly amount.