I am hoping to save money gradually this year at a constantly increasing rate, and also add chunks to it when possible.

My checking & savings accounts are linked together online, which is very convenient for transferring money. So far I have transferred $2 one week, $4 the next, $6 the next week, and this last Friday transferred $8. So my savings account is at $20! Hehe. I know it is a paltry sum as of yet; however, at this rate it should grow nicely. I am also adding $1000 from tax returns and like I said, will add a large $50 chunk here and there as budget allows. But this slow increase offers a lot less pressure and I need that right now.

In addition, I am picking up an inexpensive recumbent bike for workouts at home. Combined with walking outside, small hand weights, and an exercise ball, the bike should offer a well rounded workout at my convenience.