I remember reading ‘The Cheapskate’s guide to lIving’ and loved it. I loved living frugally, sometimes I love buying things and then returning them (I often get to experience ‘fine’ things this way,and confirm that they aren’t worth the $$, sorry you folks to whome this is unethical). I love returning items even for a few dollars as over time it all adds up.

I made separate envelops for different receipt categories so that returning things can be easier and neater.

Some tips: http://zenhabits.net/the-cheapskate-guide-50-tips-for-frugal-living/

Look for used first. If you need something — I mean really need it, not just want it — see if someone you know has one that they don’t use or need anymore. Send out an email to family or friends, or just ask around. You might be surprised. I was about to buy a printer, and then found out my mom just bought a laser printer and didn’t need her old inkjet … saving me close to 100 smackeroos. If no one you know owns one, try freecycle.org or craigslist.org. Then look to buy used, at garage sales or thrift shops. You can find a bargain if you look around.
Eat out less. One of the biggest expenses in our daily lives is eating out — the average person spends well over $2,000 a year on eating out. Restaurants are expensive, including fast-food (not to mention the health hazards). It’s much cheaper to cook your own food. Our family creates a weekly menu, then we buy the groceries, and cook dinner (and lunch) each evening. Lately I’ve even been prepping it in the morning, so it’s a snap when we get home.

I want to save money for experiences and other investments.