How I did it: I just saved all of the dreaded collections bills and then made a list and prioritized them! I put the smaller amounts that I could easily pay off at the top because it will feel good to get them checked off!!! Then the couple of personal debts I have. and then I put the few that have already showed up on my credit report, (I had a report from when I tried to rent an apartment) which were the non-medical bills (I learned that, being uninsured, most of my debt is medical).
Lessons & tips: Once it's all written down and prioritized, focus just one at a time so it's less daunting, don't focus on the whole number!! and let yourself feel accomplished for each one you start to pay off so you don't get discouraged!!!