How I did it: Through a combination of cash windfalls, budgeting, and diligent discipline. I also started holding every purchase to the standard of life-giving. If I could not justify it as life-giving then I did not buy it.

Lessons & tips: When you're feeling discouraged look back on the progress you have made. Also, if over-shopping got you in debt then watch the TV show Hoarders. It will stop your shopping cold and make you want to get rid of stuff.

Resources: mint.com

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Dec 04, 2010, 10:45AM PST | 0 comments | 6 cheers