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How to start my own business
How I did it: I spent a year working a full-time job, and doing my business part-time. I also received a small loan, and used my savings. Now, my business brings in about 90% of my total income. It is not easy at times, but worth the time and effort. It's a 24/7 job. I've had some failures, but I keep going. Take my advice---make sure you have enough money saved to get through the slow periods. Have AT LEAST 6 months in savings...and pay your quarterly income taxes to the IRS on time. Expenses come up, and you need to be prepared. Good luck to everyone!
Lessons & tips: Determine how much money is needed to start your business--and DOUBLE that amount! Extra expenses always come up. Keep an emergency cash fund--6 months of living expenses minimum.
Resources: The Small Business Administration (SBA) offers free information and consultation. Check for the office in your town. www.sba.gov
Read these books:
"Do What You Love, The Money Will Follow"
"Making a Living Without a Job" by Barbara J. Winter
"Career Solutions for Creative People" by Dr. Rhonda Ormont