How I did it: I use ING.com banking and have money transferred automatically from my checking to my savings each month. Unfortunately, I do have to dip into savings at least every other month to pay unexpected things, such as car problems. But it's still worth putting some money back for emergencies. I'm now moving on to save $2,000.

Lessons & tips: If you don't quite make enough money to start a savings, wait until you get a tax refund or get a lump some of money from some other source. Use it to start a saving's account. Look for an account that does not charge a monthly fee.

Resources: Mint.com

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Dec 26, 06:20PM PST | 0 comments | 7 cheers