How I did it: I quit blowing my money on non-essentials as much as I could (still have to indulge every-once-in-a-while).  I made a point to put SOMETHING in my savings account out of every paycheck no matter how small it had to be.  When I got a small raise, I didn't start spending more than I had been. 

I had been paying $60/month for my cell phone and I'm not a phone person so I barely used it, ridiculous.  I finally found a plan that is cheap for me (Consumer Cellular is great if you don't talk much and they have good texting plans which is what I use most).  So I've cut that bill in half.

The most important thing to this goal is controlling spending.

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Nov 19, 2008, 08:36AM PST | 0 comments | 5 cheers