How to pay off my debt
"A lot of frugalness and taking a more accountable approach to my spending."
How I did it: * Save up as much money as I could in a savings account with good interest
* Paid the minimum amount on my credit cards until I had saved enough in my savings account.
* Worked overtime.
* Requested money instead of gifts for birthdays.
* Limited unneeded spending.
* Spent less on food.
* Got rid of unneccessary possessions on Ebay (this is a BIG way to make money and learn how much money you really do waste - I can't stress this enough!)
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