How I did it: I didn't have any debt when I got married, but my husband did.  He let me put us on a spending/saving plan.  I budgeted for household and business expenses and made a line item for debt repayment.  It took about two years to pay off his business and personal debt.

Lessons & tips: You have to make it a very important priority in your budget.  Treat it like a necessary expense every single month and pay it before you pay any other bill.

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Dec 23, 2008, 01:28PM PST | 0 comments | 3 cheers