How to stop living paycheck to paycheck
It made me 
"It's about time!"
How I did it: With the help of Dave Ramsey's financial peace university program. He discourages using credit cards. He advises you save up $1000 first, then use the debt snowball to pay off all your debt while saving at the same time. You would think it's impossible! It's not!
Lessons & tips: Find something that works for you and makes sense for your family.
Resources: daveramsey.com
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