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How to pay off my student loans
How I did it: For a long time I made slow, steady payments. Then recently, I was fortunate enough that I could FINALLY afford to pay that last big amount to get me over the hump. YAHOO! There's nothing fancy about it--paying off debt usually takes a long time. Have a good attitude about it, though! I never minded paying for my loans, as I felt so lucky to be able to go to college and grad school to begin with! :-) My education made such a huge difference in my life.
Lessons & tips: Just keep at it, and your day will come too! It may feel like a long ways off, but STAY FOCUSED on paying down the debt, and before you know it, the time will pass and your debt will be gone.
Resources: Using automatic monthly payment programs helps a lot, plus you typically get a discount on your interest rate (1/4 percent or more) when you participate in auto-pay programs, too.