How to create a budget
How I did it: Get your current and past due bills. A calculator. And a pen and paper. Write down how much you make, the total of your current bills, and how many bills past due. Minus your have to pay bills from how much you bring in. Then take all your old bills and decide by how much you have left how much you can give to start paying these off. Then take the remainder and put it in savings.
Lessons & tips: Just set aside time to do it.
Resources: Calculator, paper , pen. All my bills.
