How I did it: Using Mint.com to see track my spending and see where I could cut back. I've been shopping a lot less, packing a lunch a bit more often ( I could be better about this). If I'm tempted to buy something inesssential (like clothes, shoes) I make myself wait a day or two to make sure I still want it. The tanking economy made me a little fearful of losing my job... that was the incentive I needed to get really serious about saving. My savings account balance had always been under $50 until about 3 months ago, always living paycheck to paycheck. Now I save a about a quarter of each paycheck to go right into savings.

Lessons & tips: Use Mint.com and put some $ from every paycheck into savings as soon as you get it.

Resources: http://www.mint.com

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Jul 24, 12:49PM PDT | 0 comments | 1 cheer