How to pay off loans
How I did it: Well I paid a little over my minimum payment every month. Then this past year after I paid off the loan for my stupid wisdom teeth I started taking the money and putting it towards my Truck payment so I was paying about 500 a month on it. I got to where I only owed about 1500 so I saved money up for a few months and paid it off! =) I still owe like 1300 on my credit card but I should be able to pay that off before I go to Japan now that I dont have a truck payment and I was able to lower my insurance!!! so nice to know I am that much closer to being debt free.
Lessons & tips: always make you're payment on time and always make a little over the minimum even if it is just $5 it will help your credit score....skip going out drinking, out to dinner and out to lunch...also those random trips to the mall or target. save that money only buy what you need and make food it's cheaper
Resources: I use quicken to keep my finances in order and try to stay as updated as possible
