How to invest $5k in my Roth IRA in 2009
It made me
feel accomplished 
"One year of Roth IRA contributions closer to a successful retirement!"
How I did it: Set aside money each pay period to contribute to the plan in a savings account. Then transferred the money at what I felt where opportune times to take advantage of lower market prices.
Lessons & tips: If you aren't disciplined enough to save the money yourself i would suggest automatic drafts from your checking out into your IRA account each payday. If you never see the money in your account you're less likely to notice its gone and you will learn to live without it. Remember you're doing this for your future!
