How I did it: The first thing I did was move to a place which offered really cheaper rent... then I used the leftover money (money set aside from previous rent minus the current rent) to pay my credit card bill... Sometimes I save a bit of money and I use that to pay the bill as well. Also, I tend to leave my credit card at home just to prevent myself from overspending. 

Lessons & tips: It is always better to use cash in hand, or your debit card. I only use my credit card for "Visa/Mastercard" only websites now.

Resources: My boyfriend :)

---

Dec 04, 2009, 02:02PM PST | 1 comment | 2 cheers