How I did it: I took the time to look at where my money was going, if it really needed to be going there and I got out of a bad relationship were I was the "sugar-mama." I still dont have enough save, but I've got a good plan in place and feel confident that I will continue saving more!

Lessons & tips: Take a good look at your monthly spending. Take advantage of places like intuitonline and mint.com. Don't use your credit card if you don't need to or at least, don't put more on it than you can pay off. And only buy what you really need. Advertising sucks us in, but it's often wasteful and unnecessary.        

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Dec 19, 2009, 12:00PM PST | 0 comments | 2 cheers