How I did it: With steel-jawed determination. There will be distractions along the way, especially with money in my hands. It's so easy to make up a lot of excuses to spend the cash. But I've written THE GOAL in 43things, and so it is. Maktoub. Bye bye bad debt!

Lessons & tips: Don't lose sight of your goal. Always have it handy in the back of your head - to be whipped out in the open any time there's an urge to splurge.

---

Jan 03, 2010, 11:50PM PST | 0 comments | 3 cheers