"Bought a house, got married, and I'm looking to have a child before the end of 2010...I buy ONLY what I need"
How I did it: I now follow the principles I've learned through Financial Peace University and www.daveramsey.com
Just stay focused. Try to window shop an item 2 or 3 times before you make the decision to buy it...you'll find out that 90% of the time when you give yourself time to ponder before you purchase, you don't spend.
Lessons & tips: Plan and Set Goals. Know where your money is going and change it's identity - tell it where it needs to be allocated - whether spent or saved. "Unnamed" money is what kills a budget.
Dave Ramsey will COMPLETELY CHANGE how you look at your money and your overall financial well-being.
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