camachoborracho is taking it one hour at a time
Been following your progress as we have been cheering each other on for a while now! You must be thrilled!
Now you can move on and begin doing the other important things in your life. What’s next?
Did you do anything fun to celebrate? (like go on a huge shopping spree on credit – haha kidding!)
So proud and curious to know what it feels like since as a grown adult I have not known what it feels like to be debt free (yet). I will be there in a few months myself. But this is your day so once again congratulations!
fidgiegirl thinks this list seems like it's someone else's - it's been too long!
Indeed I was wondering who would cross the finish line first, you or me, since we have both been closing in over the last few months.
We did go out to pizza and delicious sinful dessert to celebrate! :)
We are going to beef up our EF next, a la Dave Ramsey. We found a checking account that pays 4.10%, believe it or not, and so are going to just keep the money in there. We also need to fix our retirement contributions. After that, we are going to attack the mortgage.
As for how it feels, it’s strangely liberating. Strangely because I don’t feel exactly like a different person, but yesterday I felt instantly rich. I mean, we have been sending in $2000 in loan payments every month since we got married. That’s a lot of money, and now it’s all ours. We instantly gained $2000 a month in income, in a way. It’s awesome. And for the first time in a looooong time, I found myself dreaming in the shower about a trip or a business or I don’t even remember what . . . . for a long time I squished those kinds of thoughts in my own mind because the debt stood in the way.
I just hope that anyone who is listening to those (and they are plenty) who will tell them that this goal is not possible will at some point realize that yes, it is! And it feels great!!!
Thanks for your interest and your questions, and keep it up! You are SO CLOSE!!!!