Get out of debt and stay out of debt forever

I had my credit card paid off for a little while, but recently ran up about $100 on it. I hope to pay it off this month.

We are behind on our mortgage by 1 month. We have stayed 1 pmt. behind fairly consistently. I worry about this because it ruins our credit score. My dear spouse talks about calling the mortgage company, yet has not talked to anyone.

We are eating beans for dinner at least three times a week now and going to the grocery store about every other week. No one is going hungry, but the food here is definitely not exciting or gourmet. It IS healthy and it IS affordable and it DOES meet our needs, and for now, that is enough.

I am hoping that our income increases soon. We really need it.

I ran up a credit card a few months back when times were tight. It will be paid off next month.

After that, a few medical bills will be attacked!

Then, perhaps savings will finally happen. :-)

especially when the whiney child is you! LOL

My inner child whines, “But I WANT it!!!” as she stomps her foot, rolls her eyes and thrusts her hands down onto her hips.

I find it hard to tell that inner child to go to her room and not come out until she has a better attitude. But, I do it anyway. It has taken a long time, and still sometimes I slip. But we have no credit card debt, no student loans, no car payments. Just a mortgage and a current school year tuition obligation. Now, if we could just save . . .