Be debt free

Paid off one creditcard this month, intend to transfer some balance next month. 2007 is really looking good in terms of paying off debts.
looks like i won’t need an iva after all..

debt is a cancer, if you ignore it, it attacks you even more. I had a credit card that i put on direct debit and thought it’d reduce gradually, turns out over a 6 months period, 2/3 of the money i was paying was interest alone…. i feel used.

am looking into an iva debt solution..

lets be honest about this ‘debt free’ thing, only a few people can really manage to be debt free. I mean am at university now= student debt, after that=mortgage and on and and on….
Entreprenuership is the only way i see out..
whats your way out??

Credit card debt is such a pain, you switch off for one minute and the amounts go up.
Thinking of ways of consolidating debt and i realise i need a better plan and a budget.

2007 is a year for progress and as such, following credit card tips from breadmarket, i’ve transfered £1000 from one credit card to another which offered me lower interest rate, so i save myself 6% in interest charges. the cut down begins….

In the UK we have this thing called an IVA, i read about it on: IVA Information
Funny thing is i don’t qualify for government help because i owe less than £15000, i owe £5600 and i feel like that’s too much, but maybe i should borrow another £9400 to qualify… or maybe not!!!