So my new budget includes only spending what I’ve earned. That’s right… no more credit cards! I’ve limited myself to only using cash or my debit card for purchases so I’m not spending beyond my means.
I’ve also budgeted out for at least $600 to go towards my $5.5k credit card debt per month, with the ability to pay off more when it’s available.
I’m so motivated to get my balance down to zero that I’m making smarter choices everywhere I go. It’s amazing how much more consideration goes into a purchase knowing that it can directly affect whether or not you’ll be able to fill up your gas tank or go grocery shopping (with coupons of course)!