Im 21 and I dont have a credit history. I’ve never had a credit card of any kind my phone is prepay, I’ve never taken out a loan or anything, and I dont have any bills in my name. No credit is worse than bad credit. Its really starting to frustrate me though because I dont get a approved for anything because I dont have a credit history but then if I never get approved for anything I cant build a credit history!! Im going to go to my bank next week to see what they can do for me.
I know a credit card isnt free money but its immediate money. I would like to know that even though I dont get paid for another week I can still pay to go to a workshop before the deadline, or I can go on a trip and have money (because they always fall right between pay periods).
Belly dance isnt cheap especially if you want to make a career of it, lol. I need credit!
