live debt-free

I have not acquired any new debt except to a friend to whom I am steadily paying it all back. I will be up to erase some old stuff on my credit report here in a couple of years. That will be nice. We’ll see.

I’ve wanted to do this for a LONG time. I will knuckle down and finish it off after I get out of college and get a job as an assistant professor or something. Hehe. I won’t be miserable about it. Hell, one of my “creditors” has been “paid back” in interest already, and is quite well off enough to “forgive” my “debt”. I don’t even feel a moral obligation or an ethical one anymore, if I ever did, since I’ve been taken advantage of, in my opinion.