raise my credit score

I want to do this Oprah Debt Diet thing…maybe that will help.

I’m working on it. I got my credit report through one of my credit cards – I have to pay for it, but I get more information than the free ones. And I realized that my debt was higher than it should be. Turns out that my parents card is on my credit report. (When I was 15, I flew from MD to WA to visit friends, and my parents put me on their credit card for emergencies.) They thought it had been taken care of. Turns out mom just shredded my card, and never actually took me off the account! But she called the credit card company, and they took me off. When my next credit report comes, the change should have been made.
Plus, I’ve paid a couple thou off the card. Granted it came out of investments, but nothing we hadn’t planned on doing. Hubby’s taking care of his share.

There isn’t much I can do…it’s fairly high already. But we’re going to be looking at houses soon…I need all the help I can get!