manage my money

The more i realise that life is about cashflow, not just net worth. I can afford the things i want as long as i have a positive cashflow in life. I’ve decided that i must put my most important things first. For me, crazy as that sounds, getting a horse is my main priority, besides making sure i have enough money to support my house. So i’ve decided to take this out of my existing funds immediately, remove it from my bank account so that there is no evidence of it there so that i’m not tempted to consider it in my financial plan. Next, this month i need to make around 2k per month to survive. I want to make 2k excess also to support my horse.

I daren’t even look at my finances at the moment. I’m really nervous i’ve cut myself short financially. I’m not sure quite how i’m going to afford everything this christmas or the copious amounts of rabbit accomadation i’m going to need. Somehow i always manage to pull things off. I’ll probabably sit down on thursday and call up all my creditors to try and get on top of things. I like to have a six monthly cashflow so that i can see where i’m going. At the moment my cashflow supports me only for a couple of months unless i cut back on my outgoings.

Despite earning in excess of $4000 a month. Have to use the dollar sign as i can’t use the pound sign at the moment. I have started to write down my income and expenses and am mapping out what my finances are going to be like over the next six months.

I’m wanting to invest in a house in my local town of doncaster as i’m commuting from sheffield at the moment which is quite difficult for me. I want to give my boyfriend some space to have for himself also as he doesn’t have that at the moment as we are living together.

Nor do i, and i think what i would like is a base of my own, so that i can feel totally secure and unreliant on my boyfriend. I think this will enhance our relationship no end. I do lean on my boyfriend alot at the moment for emotional support, and that’s really because i’ve always got this underlying fear that i would be unable to handle things.

The truth is that our relationship just keeps getting better and that its’ a pointless fear to have, but in order to combat the feelings i have, the worries, the best thing i can do is take logical steps to make things in my life more stable for myself.

This means getting to grips with money. I want to have a locked down savings account. My own investment property that i will let out on a house-share basis & a good prediction of my futures expenses, planned out the the best of my ability.