and has been in place since Jan 1. We’re 4.5 months into it and doing extremely well. A few times things have come up that were unexpected, but that’s life. We’ve paid off $11500 in credit cards and are starting on student loans now.
I read that paying off debt isn’t difficult. The hard part, rather, is in preventing the accumulation of new debt. Ain’t that the truth.
We’re getting there, slowly but surely.
