This is something I need to become A LOT more serious about. I fall into a pattern where I chip away at it and then let it build back up and then chip away at it then build it up again never getting rid of it. I’m just screwing myself over in the long run because when it comes time when I want to buy my first house or buy a car it’s not going to be pretty. I need a purchasing moratorium. Hopefully I’ll get the job I’m interviewing for.. the pay for that will definitely make a dent
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