I have done the best budget for Jan and I am sticking to it really well and should survive well this month. I tweaked an excel spreadsheet and added some formulas so that I can include how much of the budget is already paid/spent and then a cell to compare this to my actual bank balance to make sure it is all on track. Feeling much more secure now i know what I can spend the $ on. Eg dont have to worry if I will run out of money for groceries etc..much better peace of mind yay..dont have to stress every time I get the wallet out bc i know I have enough for the things on the budget.
Jan 19, 2009, 09:44PM PST | 1 cheer | 0 comments
Today I did an online budget planner to see my situation more clearly.
January only and also a generic monthly one to use, with all expenses for the year split by the month, as I am paid monthly.
This hopefully will help me have money for the things that need to be paid as a priority and then be able to track how much i need to put aside for bigger bills. and general expenses..
Next task-Increase the income!!
Need to organise that boarder ad.
Jan 13, 2009, 05:51PM PST | 0 comments
This year i really need to improve things on the finance front.
ways to do this
- find a boarder
*Speak with Manager at work about progressing-and challenging myself more
*Do more teaching work on the weekends/continue to learn to help with this
*Prioritise spending, only spend on things I really enjoy (besides bills hehe)
Jan 11, 2009, 09:49PM PST | 1 cheer | 0 comments
