I have scaled down to paying less than $20 extra per month. Seven years into a twenty-year mortgage I am not in the best position to refinance to the lovely low rates currently offered. I round up to the nearest $50 instead. I can say that I’ve paid off $41000 since my last entry.
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ChristinaMarie has written 2 entries about this goal
I’m a little envious of the childfree folk with $500 mortgages on their condos. Ours is three times that much and I have $157500 left to go.
I had been scheming to have some nonemergency fund $$ invested in dividend-yielding investments: the catch is they have to outperform the APR on my mortgage: 5%.
