Buy my first home

Good Lord this took too long but now I finally have 4 walls to myself and cannot hear the neighbor next door go pee in the middle of the night. This alone is worth paying twice as much as I used to for rent. HAHAHAH

I have decided that I will buy some land in the country and build a home, already started saving and plan to quit my job and move within 3 years

Last summer we contacted a mortgage broker who put us in the right direction. I have paid off all my collections and got a new credit card. We did not have a credit score due to never using credit that last few years. I should generate a score in the next 3-6 months so at least we are getting closer. This is more of a long term goal as my wife and I have agreed to have her stay home with the kid’s until they are both in school full time as to avoid child care. It is hard to hold off sometimes, especially when the neighbor next door is pounding nails into the wall a 11:30 at night and waking us all up!