Fund 43 microloans through Kiva.org

Loan #10 goes to Ruth to buy more beans, maize and sorghum for sale and to pay for her children’s school fees.

Ruth is 40 years old. She is a mother of four children. She sells different foodstuffs such as beans, maize, and sorghum. She has been in the business for a period of four months. She diverted from the previous business recently to start this new business of foodstuffs. With the loan, she has requested she wants to buy more beans and maize for sale. The profits from the business will be used to pay school fees for the children.

Loan #9 goes to Ashot Katsahyan to purchase greenhouse covering, fertilizer and fuel and to carry out greenhouse repairs.

Ashot is requesting a loan to purchase plastic greenhouse covering, fertilizer and fuel, and also to carry out partial greenhouse repairs. Last year, Ashot used his loan to buy a heating unit for the greenhouse he uses for seedlings. He built a large seedling greenhouse and installed a gas heater. Thanks to his profits, Ashot installed new windows and made some repairs in his home. Ashot has a large house but currently lives alone. However, he has met a girl and is planning to get married next year.

Loan #8 goes to Natalia Perediriy to purchase new shoes for her retail business for the spring season.

Natalia is married, and her husband’s name is Sergei. They have a little daughter. Natalia has her own business. She has been involved in selling women’s shoes for 12 years. She likes this business focus. Natalia is very familiar with shoes. She even sews cloaks and inserts for galoshes during the winter period. Natalia is hardworking and responsible. She is requesting a loan in the amount of 5000 hryvnia to purchase women’s shoes for the spring season. The loan will help her to increase her profits.

Loan #7 goes to the Santa Isabel Group to buy more merchandise for their clothing sales business.

The Santa Isabel committee is a very long-standing committee working with Fundación Paraguaya. They have had some internal problems but nothing which couldn’t be solved. The members work well as a group and they help each other to get ahead.

Lorenza is the group’s president. She is a very hard-working woman who works hard for the well-being of her family. She sells clothes from her home. Currently, sales of her merchandise have increased a lot so she is requesting a loan so that she can offer new and varied merchandise such as t-shirts, shorts, dresses, etc.

Loan #6 goes to Jose Esteban, Fanny, Julia, and Emilia who are in an interior painting service business and they wish to buy more construction supplies.

This group’s representative is José, an enterprising young man who, through circumstance, started working when he was very young. He offers an interior painting service. He is very well known in his district because of the good work which he does. For large jobs he contracts an assistant. He lives in a rented room in his godmother’s house. He will invest his loan in buying work tools and paint so that he can carry out his work. This is a group of neighbors who have known each other for many years. They are very well known in their district as being very responsible and hard-working people. They will use their loan to buy merchandise and increase their capital.

Loan #5 goes to Gladys Zoraida Huaranca Lima who works and studies touristic administration and is requesting a loan to save for her studies and rent.

This client belongs to the communal bank, Mi Perú (My Peru). The bank is located in the district of Santiago, in the province and department of Cusco.

The client is Ms. Gladys. She is 23 years old, single, and is a native of Lima. She studies touristic administration and has worked in a restaurant called Antojitos for the past 8 months. She is requesting the loan to save for her studies and her rent.

Gladys is grateful for those who are part of this dream and she promises to make her payments according to the established timeframe.

Loan #4 goes to Rodel Dacara, a general store owner, who wishes to buy more groceries, toiletries and beverages to expand his product inventory.

This is Rodel Dacara, 40, resident of Silang, Cavite, Philippines. He is married to Rosanna Dacara, a variety store owner, and is the father of two children, both of whom are already in college. By the grace of God, Rodel has managed to support his children’s schooling up to the college level. This is a dream come true for most Filipino parents like Rodel, as he himself has been to college and believes that a college diploma is the best inheritance parents can leave to their children.

Rodel operates a variety store. In the Philippines, a variety store is basically a small convenience store selling groceries, toiletries and beverages in the local neighborhood. It is the place to go to buy one sachet of shampoo, 5 Philippine pesos (PHP) worth of cooking oil or an egg. Rodel earns money by buying supplies at wholesale prices and selling them retail.

Rodel’s edge over other competitors is that he also owns a videoke machine (a karaoke with a television displaying entertaining scenery and song lyrics) alongside his store. Filipinos never miss an opportunity to sing, and a videoke session is what many Filipinos do to pass time and have fun. Rodel’s store is located next to his house. His regular customers are his neighbors and the local community. He earns a minimum of 200 PHP in sales every day.

To help him continue the operation of his business, Rodel is requesting a 18,000 PHP loan. He will be using the loan to buy more products like groceries, toiletries and beverages to expand his product inventory. He expects a boost in his business income as he expands his business.

Rodel dreams of being able to give his children a high quality education through all his hard work in the business. He also hopes to have his house renovated by the end of the year.

Loan #3 goes to Segundo Chavez Pomatanta who works in a bakery and seeks to buy more ingredients to bake bread.

Segundo is a 40-year-old father who lives with his wife and children in the Luis Alva Castro sector of the Paijan district, a zone belonging to the Ascope province in the La Libertad region, two and a half hours away from the city of Chiclayo, the capital of the Lambayeque region.

For more than ten years he has baked and sold bread. He has a traditional oven in his home where he prepares his bread and later distributes it in the zone where he lives, in the surrounding villages and the nearby district of Puerto Malabrigo.

He managed to gain a spot in the market and now has a loyal customer base. Since this activity is his only source of income, Segundo is trying to give it his best in order to make it the best possible.

Segundo wants to buy more ingredients such as flour, sugar and firewood to prepare more bread and increase his sales. This will generate him more income with which he can offer his family a better quality of life. In order to achieve his goal he has found it necessary to request a loan of 2000 soles from Edpyme Alterniva.

Segundo is a very hard-working person with a great desire to succeed. He has worked previously with our institution and has demonstrated punctuality and responsibility with his repayments.

Loan #2 goes to Sandra who works in a beauty salon and wants to buy more supplies for her business. The loan is still raising funds at the moment.

Sandra is thirty-eight years old. She is married and has given birth to two children who are both in school. She lives with her husband and children in a rented apartment in a commercial community.

Sandra works hard to help her husband provide for the family. She is a hairdresser by profession. Sandra works in a shop by the roadside in her community. She has been in business for two years and wants a loan to buy artificial hair, pomade, and other working materials to expand her business.

The concept of Kiva is remarkable – empowering others to “improve life for themselves, their family, and their community.” I’ve joined the 43things team and plan to fund as much as I can at a time, re-lending when possible to keep the cycle flowing. Loan #1 goes to Oghenekume Ovokanye who does tailoring and sells sarongs. Her loan has been fully funded, within the day of listing.

Oghenekume lives in Benin City, Edo State, Nigeria. She is 34 years old and married to a commercial driver. She is LAPO client. The Lift above poverty organization is committed to improving lives in Nigeria and elsewhere in Africa.

She is a fashion designer and she makes lovely designs for her customers. She has been in this business for 7 years. She also sells sarongs. Oghenekume is requesting a loan amount of NGN 50,000 to purchase a sewing machine and also more supplies of sarongs. She says thank you to all Kiva lenders.