It is time to redo my budget. The take home has changed, so have the amounts of some of the bills. I also have picked up a new payment – my surgery, from May, since last revamping the budget.
Today I started with some initial recording and then based on it, started making phone calls. I have opted to put the electric bill on a budget plan. The Summer air conditioning bills really zapped my budget this year. It was so muggy that the a/c was constantly on for months. I was rather surprised at how low the electric bill will be on budget. a very pleasant surprise!
I am also starting to look at house repairs. My roof is in desperate need of replacing. I have a bid for less then what I have set aside. I am now in the process of checking out the contractor. If things look good – I may have a new roof still this year!
I do not like debt. I tend to try & save before I purchase, be it home repairs or a stick of gum. If I go ahead with the roof, then I really need to start saving more…I am pretty sure the new roof will make the siding and windows look worse. I have a lot of repairs and remodeling contemplated. I am going to need a really big change jar. ;)