and it’s simply because I was spending money like a drunken yuppie in December and as I took the whole month off, ie had no income, that didn’t end too well! Had I not been so irresponsible, I wouldn’t be broke now either.
So in January I’m going to start being financially responsible. Few rules:
So in January I’m going to start being financially responsible. Few rules:
- set a weekly budget
- do a weekly menu + shop
- buy no toiletries unless I run out of something (highly unlikely!)
- buy no clothes (I want to lose weight first anyway)
- buy no clothes for DD unless absolutely necessary (she’ll need a whole new wardrobe soon)
- no ready meals and take aways
- only buy things that I really need
If I stick to this, I can have a nice treat in February – maybe a facial.
