Fund 43 microloans through Kiva.org

Antonia is the coordinator of her group, Ayudanos Señor (Help us, God), and her story is representative of her group. and of Esperanza’s Haitian and Dominican clients, many of whom recently emigrated from Haiti to the Dominican Republic. Her group is based in areas surrounding La Romana, an area where the economy focuses on sugar cane, where running water is not potable, and electricity is unreliable at best. Here she makes her home with her three dependents and her husband.

Antonia is excited to have successfully repaid her first loan without incident, and Esperanza is excited to extend her another one and see her continue to expand her food business. While she focuses primarily on fried foods and empanadas, with this new loan, she plans to expand into ice cream and sweets. She sees a market for these items and believes the increased profits will help her pay to transport for her children to school and to continue to expand her business. She thanks you all for your support.

Anara is the group leader. She is 57 and divorced; her son and daughter are adults. They work and live separately from her. Usually women of her age are already retired and do not work, they depend on their children. However, Anara is not like that – all her life she depended only on herself and got used to it. Now, she earns her living by selling milk from her cows. Sometimes, her children come from the city to help her around the house. Six years ago, her relatives advised her to buy a cow. Now, keeping this cow lets her live an independent humble life. Now she courageously seeks a loan to help her two grandchildren pay for their college education. After having some experience with keeping cows, she seriously got interested in raising cattle. Her ultimate dream is to buy a big house outside the capital to be near her children, so that her grandchildren could visit her more often.

Anara’s partners in the group are Lyubov, Ainakan, Nazgul and Jiparkul. Lyubov is 51. She and her husband work at school. All their children live separately. Two sons are in Russia, while other two sons work as drivers, and their daughter works at school. Lyubov needs a loan to buy a new fridge.

Ainakan is divorced; she raised three children. She works as a tailor, receiving orders for manufactured or ready-made garments. She then distributes products to clothing stores. This was her friend’s suggestion. Now she feels ready to try cattle-raising and therefore needs a loan to buy a calf.

Nazgul is a mother of four children. She makes a living by selling hay and milk. What she earns is not sufficient, so she wants to obtain a loan to send her daughter to work in Russia, so that her daughter can help her mother financially.

Jipargul is 50. She is divorced and has one daughter. She makes a living by selling hay. Jipargul needs a loan to prepare her daughter’s dowry.

Maguette Diop has been a member in the Camberene zone for a long time and sells used clothing. She would like to add to her working capital so as to be able to develop her business better.

Mr. Hugo Samudio is 28 years old and single. Hugo has a business as a researcher. He researches all kinds of Paraguayan topics and sells the information to various businesses. He began this business as a student, approximately in 2005; since then he has little by little been buying the things he needs such as a desk, bookshelf, and today he is working with several private universities offering his research services. Hugo will invest this loan in buying computers so that he can offer a full range of services to his customers.

Ghulam Fatima baji is the wife of Munawar Ali and lives in a city named Kasur, Pakistan. Kasur city is famous for its sweetmeats and holy places. Ghulam Fatima baji is the mother of three sons. Her younger sons are enrolled in a local school in her neighborhood. She owns a four-room brick house and has been living in it for the last 28 years.

Ghulam Fatima baji’s eldest son makes embroidered clothing to order and also sells his clothes at the clothing market. He has been in this business for the last 10 years. Ghulam Fatima baji is a housewife and helps her son in the making of embroidered dresses. She is applying for a loan to buy materials (colored thread, beads, and cloth) to make more clothes to sell in the market and to complete the orders of customers.

Hurray for Kiva’s new policy of allowing you to use funds before a
loan is fully paid back!
motorcycle with a basket so he can purchase used goods and resell
to wholesalers. He typically earns $2.50 a day. He cares for his
old father and one young nephew, who also runs a business. They
live in Ratanak Commune, Battambang Province (Cambodia).

Mr. Voeurt Hem, 33, purchases used goods to resell. Voeurt has a

To increase income, Voeurt needs a loan to add to his capital to
purchase more used goods for resale.

This group is called Fairness. Its members include: Kadiatu Kamara, who sells local produce/market food and Fatmata Boima, who sells articles. They both are asking for a loan of Le 2,000,000.00 to help them improve their businesses. These ladies have received previous loans from SMT and those loans have helped them a lot in increasing the sizes of their businesses and improving their family livelihoods. However, they still need more money to help them keep their businesses growing.

Kadiatu, who is the leader of this group, is now 48. She was born in Sanda but now lives wilth her husband in Makeni, together with their 4 children. Kadiatu`s husband is currently unemployed, thus she is the sole contributor to the family`s well-being. Kadiatu has been in the local produce business for over 25 years now.

I wish the best luck to Marina Osaghae, who just finished off paying her loan! Time to re-invest!

Leyla (her husband is pictured) is a mother of 2 children and was born in 1969. The Suleymanov family lives in Khachmaz town. They have 7 years of experience in this business. Now they plan to buy 2 cows to improve their business.

My name is Safia Shokat from a small green town Kot Radha Kishan, Pakistan. I am married and a mother of seven: five boys and two girls. My husband sells milk and owns ten cows for this purpose. He sells this milk to various milkmen in the town. Now, one son has also stepped into his fathers business and he trades livestock along with selling milk. This year they plan to buy an additional dairy cow for his business. I would like to borrow in a group of few other women who are: Nazira Bibi and Sharifan Bibi both want to buy cows. Hameeda Bibi’s husband is a welder . This is a group loan and we are mutually responsible for each other’s loans.